Effective Date: November 4, 2025
Welcome to Capital Investment LLC (“Company,” “we,” “us,” or “our”). By accessing or using our website (the “Site”), you agree to these Terms of Service (“Terms”). If you do not agree, please do not access or use the Site.
1. Use of the Site
1.1 License. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site in accordance with these Terms and applicable law.
1.2 Restrictions. You agree that you will not:
- reproduce, duplicate, copy, sell, resell or exploit any portion of the Site without our express written permission;
- use the Site for any unlawful purpose or in violation of any applicable law or regulation;
- interfere with or disrupt the integrity or performance of the Site or its underlying networks or servers. 1.3 Modifications / Suspension. We reserve the right (at our sole discretion) to modify, suspend, or discontinue (temporarily or permanently) the Site (or any part thereof) with or without notice. We will not be liable to you or any third party for any such modification, suspension or discontinuance.
2. Ownership & Content
2.1 Our Content. All materials on the Site (including text, graphics, logos, images, data, software) are owned by or licensed to Company and are protected by copyright, trademark, and other intellectual property laws.
2.2 User Content. If you submit any comments, feedback, suggestions, or other materials (collectively “User Content”), you grant us a worldwide, perpetual, irrevocable, royalty-free, transferable, sub-licensable right to use, reproduce, modify, publish, distribute and otherwise exploit such User Content in any format or media now known or later developed. You represent and warrant that you own or otherwise have the rights to grant such license.
2.3 Links & Third-Party Sites. The Site may contain links to third-party websites. We do not control, endorse, or assume liability for the content or practices of those sites. Your use of any third-party site is at your own risk.
3. No Financial or Investment Advice
3.1 Informational Only. The information on the Site is provided for general informational purposes only and does not constitute financial, investment, legal, tax, or other professional advice.
3.2 No Client Relationship. Your use of the Site does not establish any advisory, fiduciary or client relationship between you and Company.
3.3 Risk of Investment. Investing involves risk, including possible loss of principal. You are solely responsible for any decision to invest or use financial services.
3.4 No Guarantee. We do not guarantee the accuracy, completeness, or timeliness of any information on the Site and expressly disclaim any liability for investment or other decisions made based on the Site’s content.
4. User Conduct
You agree that you will not:
- use the Site in any way that could disable, overburden, damage or impair the Site or any networks connected to it;
- transmit any viruses, malware, or other harmful code;
- attempt unauthorized access to any portion of the Site, other accounts, systems or networks linked to the Site;
- impersonate any person or entity or misrepresent your affiliation with a person or entity. We may suspend or terminate your access to the Site without notice if we believe you have engaged in prohibited conduct.
5. Payments and Subscriptions
If we offer any paid services or subscriptions, the specific terms (fees, billing cycle, renewal, cancellation, refund policy) will be clearly disclosed at the time you purchase. You agree to provide accurate payment information and to pay all applicable fees and taxes.
6. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED (INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT). WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, COMPANY, AND ITS OFFICERS, EMPLOYEES, AGENTS OR AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE OR THESE TERMS (INCLUDING LOSS OF PROFITS, DATA OR BUSINESS INTERRUPTION). IN NO EVENT SHALL OUR AGGREGATE LIABILITY EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN CONNECTION WITH USING THE SITE IN THE PRIOR TWELVE (12) MONTHS, OR (B) US$100.
8. Indemnification
You agree to defend, indemnify and hold harmless Company, its officers, directors, employees, agents and affiliates from and against any and all claims, liabilities, damages, losses and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with: (a) your use of the Site; (b) your violation of these Terms; or (c) your infringement of any third-party rights.
9. Privacy
Our Privacy Policy describes how we collect, use, and disclose your information — by using the Site you agree to the terms of that policy. Please review it here: Privacy Policy.
10. Changes to Terms
We may revise these Terms at any time in our sole discretion. The updated Terms will post the “Effective Date” at the top. You are responsible for reviewing them periodically. Your continued use of the Site after changes constitute your acceptance of the updated Terms.
11. Governing Law & Jurisdiction
These Terms and your use of the Site shall be governed by and construed in accordance with the laws of the State of Florida (excluding its conflict of law provisions). You agree that any dispute arising out of or related to these Terms or the Site shall be subject to the exclusive jurisdiction and venue of the state or federal courts located in Miami-Dade County, Florida, and you hereby consent to such jurisdiction and venue.
12. Miscellaneous
- Severability. If any part of these Terms is held invalid or unenforceable, the remaining provisions will continue in full force.
- Waiver. Our failure to enforce any right or provision will not constitute a waiver thereof.
- Entire Agreement. These Terms (together with the Privacy Policy, any applicable subscription terms, and any other legal notices published by us) constitute the entire agreement between you and Company regarding your use of the Site and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and Company.